For All User
Table of Contents
Finflux Mobile App Feature List:
| SL No | Feature | Sub-features | Description |
|---|---|---|---|
| 1 | Create New Client (On-Board Clients) | 1. Aadhar Based Client OnBoarding. i) Aadhar OTP ii) Aadhar Finger Print iii) Aadhar Iris Scan iv) Aadhar QR Scan 2. Manual 3. On-Boarding clientdirectly into Group 4. On-Boading client directly into Center and later associating him to Group using ‘Manage Members’ Feature | Manual and Aadhar QR scan supports offline and other feature needs internet |
| 2 | Client Page Overview | 1.New Loan Application/New Loan 2. Upload Documents 3. Update Mobile Number 4. Identifiers 5. Signature 6. Pin Point Location 7. Bank Account 8. Add Savings 9. Fingerprint 10. Data tables 11. Manage Card 12. Upload/Update Client Image | > For New Loan Application, Refer Sl.No- 7 >Upload Documents is either by taking photo of the document or uploading existing document. >Identifiers like, Aadhar, Passport, etc can be updated. >Signature can be uploaded either by taking photo of the signature or uploading existing photo of the signature. >Pin Point Location is about geographically locating the client using Google Maps >Client Bank Account details can be captured either through work flow or in single step. > Add Savings is used to create Savings Application > Fingerprint is used for Aadhar authentication(currently) >Data tables can be used to capture additonal details of client/loans. >Manage Card-> please refer sl.no 22 > Client photos can be uploaded and updated |
| 3 | On-Board Groups | 1. Group List 2. ‘Create Group’ | For ‘Create Group’ Refer Sl.No.4 |
| 4 | Create Group | Create a group by providing it’s name, Office, center, External Id, Submit/Activate Date | |
| 5 | On-Board Centers | 1. Center List 2. ‘Create New Center’ | For ‘Create Center’ Refer Sl.No. 6 |
| 6 | Create Center | Create a Center by providing it’s name, Office,Village, External Id, Submit/Activate Date | |
| 7 | Create New Loan Application | Steps: i) Opt either Individual or JLG ii) Opt Loan Product Iii) Provide addtional details like charges, EMI packs, etc and Submit it. | |
| 8 | Manage Collections | 1. Individual Collection 2. Center/Group Collection 3. Cashless | >Individual Collection is used to collect repayments/collections for non-JLG loans. > Center Collections are used to collect repayments/collections for JLG loans, specific to the login user/loan-officer >Cashless(using Cards, yet to be implemented) |
| 9 | Repayment | 1. Search repayment by Mobile Number 2. Search repayment by Load Id | Repayments for client can be searched by his/her mobile number or loan account number. |
| 10 | Task List | 1. Create Task 2. My Work Flow Tasks 3. My Other Tasks 4. Un-Assigned Tasks | Tasks for an user can be created on ad-hoc basis or non-adhoc tasks are listed in three groups. |
| 11 | Villages | 1. List of Villages 2. Create Village | For ‘Create Village’ Refer sl.no 12 |
| 12 | Create Village | Create Village by providing name, Office, Country, State, District, Taluk, Pin Code, Submit and Activation Date. | |
| 13 | Offices | 1. List of Offices 2. Create Office | For Create office , refer sl.no 14. |
| 14 | Create Office | Create office by selecting parent office, office name, external id, Opened on date and office code. | |
| 15 | Offline Features | 1. Fetch Collections 2. Fetch Individual Collections 3. Push Collection 4. Push Clients 5. Fetch Entity Template 6. Push Documents 7. Manage Centers 8. Push New Loans 9. Push Individual Collections 10. Push Savings 11. Push Datatables 12. Push Groups | Functions can be done when there is no internet. The same can be ‘pushed’ to server when mobile is back online |
| 16 | Settings | 1. Device Settings 2. Fingerprint Device 3. Printer Device | >Device Settings is used pair printer and Fingerprint device. |
| 17 | Loan Application Overview page | 1. Loan Repayment Schedule 2. Loan Documents 3. Credit Bureau Report 4. View EMI pack 5. View Work Flow 6. View Address 7. View Guarantors 8. Modify Loan Application 9. Request for Approval | The things can be done with the loan application which is ‘Submitted’ but not yet approved. |
| 17 | Loan Account Overview page | 1. Summary 2. Transactions 3. Loan Repayment Schedule 4. Loan Documents 5. Credit Bureau Report 6. View EMI pack 7. View Work Flow 8. View Address 9. Data tables 10. Preclose loan 11. Make Repayment | The things can be done with the loan which is already disbursed. |
| 18 | Add Savings | 1. List of Savings Accounts 2. Create New Savings Account | > Refer sl.no 20 for new savings Application |
| 19 | Savings Account Overview page | 1. Summary 2. Upload Documents 3. Data tables 4. Make Withdrawal 5. Make Deposit 6. More Savings Account Info | The things can be done with the savings account which is already activated for client. |
| 20 | New Savings Application | > Select Savings product and furnish remaining details and submit it. | |
| 21 | Portfolio Overviews(Reports) | 1. Client 2. Loan Maturity 3. Loan Arrears | This feature generates reports in graphical view. |
| 22 | Smart Card | When smartcard is inserted, the application should able to read smart card details through Bluetooth.(yet to be implemented) | |
| 23 | User Account Settings | 1. Change Password | Any user can change his existing password after login. |
| 24 | Server Connection Settings | 1.Organization Name 2. Server IP Address/domain name 3. Port Number 4. Tenant Identifier 5. Select Country | These settings need to be given in order to connect to specific server. |
| 25 | Districts | Display All Districts by selecting Country and State | |
| 26 | GLIM Loan Application | Go to any group and click on ‘+’ to GLIM loan application | |
| 27 | Transfer Client | This feature allows to transfer client from one group to another group. | |
| 28 | Work Flows Implemented | 1. Loan Application 2. Group 3. Bank Account Capture for client 4. village 5. District 6. Office | |